Long-Term Disability (LTD)

If you’re unable to work due to a serious illness or injury, long-term disability (LTD) insurance is meant to provide the financial support you need. Unfortunately, many legitimate LTD claims are denied, delayed, or unfairly terminated. At Gratsias Law, we provide strategic, experienced legal help to clients across Ontario who have been wrongfully denied the disability benefits they deserve.

 

Whether your disability resulted from a car accident, pedestrian accident, or a chronic condition, our firm will fight to protect your rights. As a trusted personal injury lawyer and accident lawyer, we understand how to challenge insurance companies and advocate on your behalf.

 

Common LTD Claims We Handle:

• Traumatic brain injuries (TBI)

• Spinal cord injuries and chronic pain

• Severe fractures or orthopaedic conditions

• Mental health disorders (e.g., depression, PTSD, anxiety)

• Autoimmune and degenerative diseases

• Post-concussion syndrome

• Long-term effects from accident victim injuries

 

Why You Need a Disability Lawyer

Insurance companies are not on your side. They may deny your claim based on insufficient medical evidence, missed deadlines, or vague policy language. That’s where we come in. Whether you’re applying for LTD benefits or appealing a denial, our team will guide you through every step of the process.
 

✅ Free half-hour consultation to review your LTD case
✅ Help completing applications and appeals
✅ Direct communication with your insurer
✅ Court representation if your benefits are unfairly denied
✅ Greek-speaking lawyer available for personalized support

 

Trusted Representation for Long-Term Injury Victims

If you’re looking for a personal injury lawyer with experience in LTD claims, we’re here to help. Our firm has been recognized as one of the best injury lawyers in Toronto — and we’re committed to protecting the dignity and rights of every client we serve.
 

You’ve worked hard — and if you can no longer work, you deserve to be supported. Let a knowledgeable lawyer and LTD claims advocate help you navigate the system and secure the disability benefits you're entitled to.

 

Call today for your FREE 30-minute consultation.
Serving all of Ontario — Legal services available in English and Greek.